These Terms & Conditions (“Terms”) apply to your use of this website, portals, tools, and any related online services (collectively, the “Site”) operated by Pattisons Forensic Actuaries (Pty) Ltd (“Pattisons”, “we”, “us”, “our”). By accessing or using the Site, you agree to these Terms. If you use the Site on behalf of a business or organisation, you confirm you have authority to bind it to these Terms.
You may use the Site only if you have legal capacity to enter into binding agreements. If you do not, you may not use the Site.
All content is provided for general information and service facilitation. Nothing on the Site constitutes legal, financial, tax, medical, or investment advice, nor a binding actuarial opinion unless expressly stated in a signed engagement.
Any work performed by Pattisons is subject to a separate written engagement letter/mandate (including scope, fees, timelines, and deliverables). We may request additional information before accepting instructions.
You agree not to:
All content, branding, and materials on the Site are owned by or licensed to Pattisons and may not be copied, redistributed, or used without prior written consent, except for normal personal/business use of the Site.
The Site may contain links to third-party websites or services. We are not responsible for their content, security, or availability.
We may update, change, suspend, or withdraw any part of the Site at any time. We do not guarantee uninterrupted availability.
To the fullest extent permitted by law, Pattisons is not liable for any loss or damage arising from use of (or inability to use) the Site, including indirect or consequential loss, loss of profit, or loss of data. You use the Site at your own risk.
You are responsible for maintaining the confidentiality of any login credentials and for activities performed under your account.
We process personal information in line with applicable South African data protection law and our Privacy Notice/Policy (where published). By using the Site, you consent to such processing.
These Terms are governed by the laws of the Republic of South Africa, and disputes will be handled by South African courts.
If you have any questions about these Terms, please contact us:
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